Up to 100% LTC
(maximum 70% ARV) 4
Close in as Little as 24 Hours¹
No Credit Report or Appraisal²
Rehab Budget
Up to 100% covered (maximum 70% ARV)
Loan Term
6 months with 3-month extension option²
Loan Amount
$50,000 to $500,000+
Property Types
SFR, 2 to 4 units, and townhomes
Loan Purpose
Business purpose³ (full recourse available⁴)
Interest Reserves
6 months + 10% of rehab budget
Experience
No prior Fix & Flip experience required
First-Time Investors
Eligible with prior real estate experience (case-by-case)
Rate & Fee
12% APR + 2% Origination
¹ Appraisal and credit report may be required at Lender’s discretion, based on overall risk; only available in select markets
² Extension offered at 1% (available at Lender’s discretion)
³ Must be an LLC, LP or corporation
⁴ Must be an individual guarantor
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Expand your real estate empire. Ternus Lending is here to support your growth every step of the way, offering personalized solutions that align with your long-term investment goals.
Ternus Lending, LLC
325 North St. Paul Street #3100
Dallas, TX 75201
Ternus.com is operated by Ternus Lending, LLC, dedicated to facilitating your business’s financing needs. Accessing this site signifies your agreement to our Terms of Use and Privacy Policy. Utilizing our website does not constitute a formal application for financing nor does it guarantee an offer of credit from Ternus Lending, LLC.
Our offerings are not to be interpreted as loan offers. Each credit proposition is contingent upon thorough due diligence, underwriting, and approval processes. Qualification for financing does not guarantee the most favorable rates or terms, as these are influenced by a multitude of factors and may be adjusted without prior notification.
Ternus Lending, LLC is an equal opportunity business lender and adheres to the principles of fairness and inclusivity in credit provision, as mandated by the Fair Credit Reporting Act. We do not provide consumer loans or personal financing. Our services are exclusively available to legally established business entities for business purposes, underscoring our role as a business purpose lender.